US National Credit Cards

Bank of America Credit Cards

www.bankofamerica.com/mynewcard Compare Bank of America credit cards and apply for the one that fits your needs. Choose from a variety of offers, ranging from rewards and travel to introductory APRs.

BankAmericard® Credit Card

Rewards: None
For Excellent or Good Credit
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 13.49% - 23.49% Variable APR
  • $0 Intro balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

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Balance Transfer Intro. Purchases Intro. Bonus Offer Regular APR Annual Fee Reviews
 0% for 15 Billing Cycles  0% for 15 Billing Cycles None 13.49% - 23.49% Variable APR on purchases and balance transfers $0 Be the First
Bank of America® Premium Rewards® Credit Card

Rewards: Travel
For Excellent or Good Credit
  • Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
  • No limit to the points you can earn and your points don’t expire
  • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee

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Balance Transfer Intro. Purchases Intro. Bonus Offer Regular APR Annual Fee Reviews
N/A N/A 50,000 Bonus Points 17.49% - 24.49% Variable APR on purchases and balance transfers $95 Be the First
Bank of America® Cash Rewards Credit Card

Rewards: Cash Back
For Excellent or Good Credit
  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store

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Balance Transfer Intro. Purchases Intro. Bonus Offer Regular APR Annual Fee Reviews
 0% for 12 Billing Cycles  0% for 12 Billing Cycles $150 Online Cash Rewards Bonus 14.49% - 24.49% Variable APR on purchases and balance transfers $0 Be the First
Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Rewards: Cash Back
For Excellent Credit
  • Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
  • 3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that), 2% on purchases at restaurants, and 1% on all other purchases.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
  • Plus, if you're a Business Advantage Relationship Rewards client, you can get a 25% - 75% rewards bonus on the base earn of every purchase you make.

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Balance Transfer Intro. Purchases Intro. Bonus Offer Regular APR Annual Fee Reviews
N/A  0% for 9 Billing Cycles $200 Statement Credit 12.74% - 22.74% Variable APR on purchases and balance transfers $0 Be the First
Bank of America® Travel Rewards Credit Card

Rewards: Travel
For Excellent or Good Credit
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.49% - 24.49% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%

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Balance Transfer Intro. Purchases Intro. Bonus Offer Regular APR Annual Fee Reviews
N/A  0% for 12 Billing Cycles 20,000 Online Bonus Points 16.49% - 24.49% Variable APR on purchases and balance transfers $0 Be the First
Bank of America® Platinum Visa® Business credit card

Rewards: None
For Excellent Credit
  • Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening.
  • Save on interest with a competitive purchase APR.
  • No annual fee.
  • 0% Introductory APR on purchases for your first 7 billing cycles.
  • Employee cards at no additional cost to you and with credit limits you set.
  • Get a flexible suite of online services that adopts to your business needs with MyReport Center.

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Balance Transfer Intro. Purchases Intro. Bonus Offer Regular APR Annual Fee Reviews
N/A  0% for 7 Billing Cycles $200 Statement Credit 10.74% - 21.74% Variable APR on purchases and balance transfers $0 Be the First
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Rewards: Travel
For Excellent Credit
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Orbitz®.
  • No annual fee and no international transaction fees.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Plus, if you're a Business Advantage Relationship Rewards client, you can get a 25% - 75% rewards bonus on the base earn of every purchase you make.

compare selected
Balance Transfer Intro. Purchases Intro. Bonus Offer Regular APR Annual Fee Reviews
N/A  0% for 9 Billing Cycles 25,000 Bonus Points 12.74% - 22.74% Variable APR on purchases and balance transfers $0 Be the First

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.