US National Credit Cards

Low APR Credit Cards

The offers below provide low aprs for card holders who like to pay their balance over time. Most offer a 0% Intro APR so that you can benefit from paying no interest for a period of time, then pay a low apr on the remaining balance.

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6 Offers -

HSBC Gold Mastercard® credit card

Rewards: None
For Excellent or Good Credit
  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees

Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
 0% for 18 months  0% for 18 months None Variable APR of 13.24%, 17.24% or 21.24% will apply after the Introductory Period $0 Be the First
Amalgamated Bank of Chicago Union Strong Credit Card

Rewards: Flexible Rewards
For Excellent or Good Credit
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 11.50% (V)
  • Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way

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Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
 0% for 12 Months  0% for 12 Months $150 Statement Credit* 11.50% (V)* $0 Be the First
Gloss Prepaid Visa® RUSHCARD

Rewards: See Terms
For Any Credit Type
  • Stay connected — keep track of your money on your mobile phone with the RushCard app. *
  • Get your government benefits up to two days early with Direct Deposit. Certain restrictions apply*
  • Safer than carrying cash. With the Visa® Zero Liability policy your funds are protected if your card is lost or stolen.*
  • Real time activity alerts sent to your mobile phone via text or email.*
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.*

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Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None N/A Variable Monthly Fees Be the First
Sequin KLS Prepaid Visa® RUSHCARD

Rewards: See Terms
For Any Credit Type
  • Get your government benefits up to two days early with Direct Deposit. Certain restrictions apply*
  • Shop online and in stores - everywhere Visa® debit cards are accepted.
  • Your funds are protected if your card is lost or stolen thanks to the Visa® Zero Liability policy.*
  • Check your balance, view transactions, and even transfer money with the RushCard mobile app.*
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.*

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Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None N/A Variable Monthly Fees Be the First
Midnight Prepaid Visa® RUSHCARD

Rewards: See Terms
For Any Credit Type
  • Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.
  • Enroll in Direct Deposit and get your pay up to two days early. Certain restrictions apply*
  • Easy Online Bill Pay — pay your rent, utilities or a friend*.
  • Shop online and in stores - everywhere Visa® debit cards are accepted.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.*

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Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None N/A Variable Monthly Fees Be the First
24k Prepaid Visa® RUSHCARD

Rewards: See Terms
For Any Credit Type
  • Enroll in Direct Deposit and get your pay up to two days early.*
  • Real time activity alerts to let you know when a load goes through or if your balance is running low.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification*.
  • Approval upon successful ID verification.* No credit check* or minimum balance required.
  • Your funds are protected if your card is lost or stolen thanks to the Visa® Zero Liability policy.*
  • Easy Online Bill Pay— pay your rent, utilities or a friend*.

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None N/A Variable Monthly Fees Be the First


†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.

 Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which USNationalCreditCards.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). USNationalCreditCards.com does not include all credit card companies or all available credit card offers.

Editorial Disclosure: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities