Low APR Credit Cards
The offers below provide low aprs for card holders who like to pay their balance over time. Most offer a 0% Intro APR so that you can benefit from paying no interest for a period of time, then pay a low apr on the remaining balance.

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Discover® More® Card - Balance Transfer Fee*

Rewards: Cash Back
For Good Credit
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / 18 months*  0% / 6 months * None 10.99% - 20.99% (V)* $0* 1 Review
Discover® More® Card

Rewards: Cash Back
For Good Credit
 Apply now and receive a fast response!*
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / 15 months*  0% / 15 months * None 10.99% - 20.99% (V)* $0* 2 Reviews
Miles by Discover® Card

Rewards: Airlines
For Good Credit
  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / 6 months*  0% / 6 months * 12,000 Bonus Miles* 10.99% - 16.99% (V)* $0* Be the First
Discover® Open Road Card

Rewards: Gas Stations
For Good Credit
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / 15 months*  0% / 15 months * None 10.99% - 19.99% (V)* $0* Be the First
Discover® Motiva Card

Rewards: Cash Back
For Good Credit
  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 3.99% / 15 months*  3.99% / 15 months * None 10.99% - 20.99% (V)* $0* Be the First
Citi® Platinum Select® Visa®

Rewards: None
For Good Credit
  • 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*

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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / 18 months*  0% / 18 months * None 11.99% - 21.99% Variable* $0* Be the First
Chase Freedom® Visa - $100 Bonus Cash Back

Rewards: Cash Back
For Excellent Credit
  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / 12 months*  0% / 6 months * $100 Bonus* 11.99% - 22.99% Variable* $0.00* Be the First
Slate® from Chase

Rewards: None
For Excellent Credit
  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / 15 months*  0% / 15 months * None 11.99% - 21.99% Variable* $0* Be the First
Capital One® Platinum Prestige Credit Card

Rewards: None
For Excellent Credit
  • 0% intro APR until May 2013 on balance transfers
  • 0% intro APR until May 2013 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / until 05/2013*  0% / until 05/2013 * None 10.90% - 18.90% (V)* $0* Be the First
Citi® Platinum Select® MasterCard®

Rewards: None
For Good Credit
  • 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / 18 months*  0% / 18 months * None 11.99% - 21.99% Variable* $0* Be the First
Capital One® VentureOne (SM) Rewards Credit Card

Rewards: Airlines
For Excellent Credit
  • 1.25 miles per dollar on every purchase, every day
  • Earn 10,000 bonus miles, equal to $100 in travel
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • 0% intro APR on purchases until February 2013
  • No foreign transaction fees
  • No annual fee
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None  0% / until 02/2013 * 10,000 Bonus Miles* 11.90% - 19.90% (V)* $0.00* Be the First
Citi® Diamond Preferred® Card

Rewards: None
For Good Credit
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / 18 months*  0% / 18 months * None 11.99% - 21.99% Variable* $0* Be the First
Discover® More® Card - No Balance Transfer Fee*

Rewards: Cash Back
For Good Credit
  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / 12 months*  0% / 12 months * None 10.99% - 19.99% (V)* $0* Be the First

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.