Card Offers For People With Bad Or No Credit

When you have bad or no credit your options for credit can be few. Although the fees will be higher, a secured credit card can be a good option to get on the fast track to possibly help re-build or re-establish credit. With over 33% of your credit rating based on your payment history, it's vital to make your payments in a timely manner. If you are just wanting a more convenient way to make purchases or payments, a reloadable pre-paid card would be what you are looking for. Pre-paid cards are easy to get approved for and go by how much you load onto the card.

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Orchard Bank Classic MasterCards

Rewards: None
For Bad Credit
 Apply now and receive a fast response!*
  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None None 14.99% - 24.99% (V)* $39 1st year, then $59* 1 Review
Orchard Bank Classic MasterCards

Rewards: None
For Bad Credit
 Apply now and receive a fast response!*
  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns
compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None None 14.99% - 24.99% (V)* $39 1st year, then $59* Be the First
Orchard Bank Visa Cards

Rewards: None
For Bad Credit
 Apply now and receive a fast response!*
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • Knowledgeable customer service representatives to assist you with questions or concerns
compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None None 14.99% - 24.99% (V)* $39 1st year, then $59* 1 Review
Orchard Bank Classic MasterCards

Rewards: None
For Bad Credit
 Apply now and receive a fast response!*
  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns
compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None None 14.99% - 24.99% (V)* $39 1st year, then $59* Be the First
Capital One® Secured MasterCard®

Rewards: None
For Limited/Bad Credit
  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3000
  • You may qualify for credit line increases with no further security deposit required
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None None 22.90% (V)* $29* Be the First
Vision Premier® Visa® Prepaid Card - Simple & Fair

Rewards: None
For Bad Credit
  • New - Free Roadside Assistance
  • New - Free Savings Account with 5.65% APY
  • 1% Cash Back on Gas Purchases
  • Free Direct Deposit so you can get paid faster
  • Free Bill Pay online or over the phone
  • Free Transactions and Customer Service
  • No Overdraft Fees, No Interest Fees, and No Hidden Fees
  • No Credit Check - 100% Approval
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None None N/A $0* Be the First
READYdebit Platinum Visa Prepaid Card

Rewards: None
For Bad Credit
  • Get Your Premium Benefits:
  • Exclusive Rewards Program
  • Free Credit Score
  • Free Mobile Banking and Text Alerts
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit — paycheck, benefits, tax refunds
  • No Credit Check*, No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None None N/A $0* Be the First
SilverCard Prepaid MasterCard®

Rewards: None
For Bad Credit
  • Get your Government/Benefits check faster with Free Direct Deposit
  • Free activation fee with Rebate*
  • Guaranteed Approval with No Credit Check
  • Free Unlimited Purchase Transactions
  • No Overdraft Fees or Minimum Balances, perfect bank alternative
  • Free Online Bill Pay, pay bills instantly or schedule payments to avoid late fees
  • Stay connected, know your balance at all times with free email or cell phone alerts
  • The power of MasterCard in your pocket, accepted everywhere MasterCard Debit cards are accepted.
compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None None N/A 0 Be the First
Orchard Bank Classic MasterCards

Rewards: None
For Bad Credit
  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns
compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None None 14.99% - 24.99% (V)* $39 1st year, then $59* Be the First

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.