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Card Offers For People With Bad Or No Credit
Compare these credit cards that can help you get your credit on the right track. Choose one the best fits your needs and apply online.
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13 Offers - Page 1 of 2
Reflex Mastercard®
Rewards: None
For Fair, Bad, Limited Credit
See if you’re Pre-Qualified with no impact to your credit score
All credit types welcome to apply
Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
Monthly reporting to the three major credit bureaus
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Checking Account Required
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
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None
25.90% - 29.99% (Variable)
See Terms
Be the First
Merrick Bank Double Your Line™ Secured Visa®
Rewards: None
For Bad, Limited or No Credit
Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
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None
17.45% Variable
$36 the first year. Billed $3 per month thereafter
Be the First
Petal® 1 "No Annual Fee" Visa® Credit Card
Rewards: Cash Back
For Fair, Bad, Limited or No Credit
$0 Annual Fee
2% - 10% cash back from select merchants
$500 - $5,000 credit limits
Variable APRs 19.99 - 29.49% APR
No annual or international transaction fees. Late and returned payment fees may apply
Build credit alongside tens of thousands of Petal Card members
Cash flow technology may help applicants without credit history get approved
Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
See if you're pre-approved within minutes without impacting your credit score
Petal reports to all 3 major credit bureaus
No deposits required
Card issued by WebBank, Member FDIC
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
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19.99 - 29.49% Variable
$0
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Applied Bank® Unsecured Classic Visa® Card
Rewards: None
For Fair, Bad, Limited Credit
Quick & Easy Approval in Less Than 60 Seconds!
Reports to All Three Major Credit Bureaus
No Penalty Rate. Your Rate Won't Go Up Even If You are Late
Access Additional Credit With On-Time Payments and Responsible usage
A True Unsecured EMV enabled (chip) Visa Credit card
Does not require perfect credit for approval
Fixed APR and Manageable Monthly Payments
24/7 Online Account Access and Payment Options
E-mail Payment reminders help you keep your account in good standing
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
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29.99%
See website for Details*
Be the First
Total VISA Credit Card
Rewards: None
For Bad Credit
Checking Account Required
Fast and easy application process; response provided in seconds
A genuine VISA card accepted by merchants nationwide across the USA and online
Manageable monthly payments
$300 credit limit (Subject to available credit).
Reports monthly to all three major credit bureaus
Select your favorite card design from our gallery, for free
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
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N/A
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None
See Terms
See Terms
2 Reviews
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Rewards: None
For Bad Credit
Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
Absolutely No Credit Check or Minimum Credit Score Required
Automatic Reporting to All Three National Credit Bureaus
9.99% Low Fixed APR - Your Rate Won't Go Up Even if You Are Late
Activate Today with a $200 Minimum Deposit - Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
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9.99%
$48
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Merrick Bank Secured Visa® from Merrick Bank
Rewards: None
For Bad, Limited or No Credit
Choose your own credit line based on how much money you want to put down as a security deposit.
Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
After 9 months, we review your account for a credit line increase. No additional deposit required!
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
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None
17.45% Variable
$36 for first year. Billed $3 per month thereafter
Be the First
First Progress Platinum Prestige MasterCard® Secured Credit Card
Rewards: None
For Bad, Limited or No Credit
Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
No Credit History or Minimum Credit Score Required for Approval
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
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9.99% (V)*
$49
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First Digital Mastercard®
Rewards: None
For Bad Credit
Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
Build up your credit history with a card that reports to all three major credit bureaus every month.
Perfect credit not required for approval; we may approve you when others won’t.
Easy and secure online application – It takes just moments to apply.
Issued by Synovus Bank, Member: FDIC
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
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35.99%
$75.00 for first year. After that, $48.00 annually
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Surge Mastercard®
Rewards: None
For Fair to Bad Credit
All credit types welcome to apply!
Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
Monthly reporting to the three major credit bureaus
See if you’re Pre-Qualified without impacting your credit score
Fast and easy application process; results in seconds
Free online account access 24/7
Checking Account Required
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
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None
25.90% - 29.99% (Variable)
See website for Details*
1 Review
First Access VISA® Credit Card
Rewards: None
For Bad Credit
Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
Reporting monthly to all three major credit reporting agencies
Perfect credit not required for approval; we may approve you when others won't
Easy and secure online application
$300 credit limit (Subject to available credit).
Receive your card more quickly with optional Expedited Processing (additional fee applies)
Get a result in as little as 60 seconds upon completion of the online application
Select your favorite card design from our gallery, for free!
Online Customer Center available 24 x 7
Issued by The Bank of Missouri
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
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N/A
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None
See Terms
See Terms
Be the First
OpenSky® Secured Visa® Credit Card
Rewards: None
For Bad, Limited or No Credit
No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
*View our Cardholder Agreement located at the bottom of the application page for details of the card.
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
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17.39% (V)*
$35
Be the First
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†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.  
Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which USNationalCreditCards.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). USNationalCreditCards.com does not include all credit card companies or all available credit card offers.
Editorial Disclosure: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities
Home
Offers By Category
Credit Card Deals For 2021
Balance Transfer Credit Cards
0% APR Credit Cards
Low APR Credit Cards
No Annual Fee Credit Cards
Student Card Offers
Small Business Credit Cards
Rewards Credit Cards
- Cash Back Rewards
- Air Miles Rewards
- Gas Rebate Rewards
- Points Credit Cards
Secured Credit Card Offers
Prepaid Card Offers
Offers By Credit Rating
Offers for Excellent to Good Credit
Offers for Fair Credit
Offers for Bad Credit
Offers for Limited to No Credit
Offers By Bank Issuer
American Express
Bank of America
CitiBank
MasterCard
Visa
Credit Tips
Tips on how to avoid Identity Theft
How Credit Bureaus View Your Credit
Establishing Credit
Rebuilding Bad Credit
Prepaid vs Credit
View More Credit Tips