Point Reward Credit Cards

Credit Cards that offer points make redeeming your points for rewards flexible. Based on the credit card you choose you can redeem points for cash back, air miles, gift cards, to that new iphone you have been wanting. The possibilites are virtually endless with having a points based card. Most cards reward 1 point per dollar with some giving more points based on the purchase.

Offers have been sorted by:


American Express® Premier Rewards Gold Card

Rewards: Flexible Rewards
For Good Credit
  • Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
  • Introductory annual fee of $0 for the first year, then $175
  • Get a decision in as little as 60 seconds.
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None 25,000 Bonus Points* N/A $0 1st year, then $175* 1 Review
American Express® Gold Card

Rewards: Flexible Rewards
For Good Credit
  • Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None None N/A $0 1st year, then $125* Be the First
Chase Sapphire (SM) Card

Rewards: Flexible Rewards
For Excellent Credit
  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None 10,000 Bonus Points* 15.24% Variable* $0.00* 1 Review
Citi Forward® Card

Rewards: Flexible
For Good Credit
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / 12 months*  0% / 7 months * 10,000 Bonus Points* 12.99% - 22.99% Variable* $0* Be the First
Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards

Rewards: Flexible
For Good Credit
  • $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
  • 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
  • No expiration and no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None 15,000 Bonus Points* 12.99% - 22.99% Variable* $0* Be the First
Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards

Rewards: Flexible Rewards
For Good Credit
  • $250 in gift cards - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you're a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None 25,000 Bonus Points* 12.99% - 22.99% Variable* $0.00* Be the First
AT&T Universal Business Rewards Card

Rewards: Flexible Rewards
For Good Credit
  • Designed for businesses with an established credit history
  • 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
  • Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
  • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
  • Additional cards for employees with credit limits you set
  • No Annual Fee*
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None  0% / 6 months * None 14.24% Variable* $0* Be the First
MTV® Visa® Card From Capital One®

Rewards: Flexible
For Excellent Credit
  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
  • Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
  • 1 point per $1 spent on everything else
  • 25 bonus points each billing period you keep your account in good standing by paying on time
  • Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
  • Also, redeem for Travel, Merchandise, Gift Cards and more
  • 0% intro APR - pay no interest on purchases until June 2013
  • No annual fee
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None  0% / until 06/2013 * None 13.90% - 19.90% (V)* $0* Be the First
LSU TigersTM Platinum MasterCard® from Capital One®

Rewards: Flexible
For Excellent Credit
  • 2 points per $1 on purchases at gas stations and major grocery stores
  • 1 point per $1 spent on all other purchases
  • No limit on the points you can earn and points don't expire
  • Redeem for travel, gift cards and merchandise
  • Choose from 2 unique LSU® card designs or create your own image card
  • 0% intro APR on purchases until June 2013
  • No annual fee
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None  0% / until 06/2013 * None 13.90% - 19.90% (V)* $0.00* Be the First
Citi ThankYou® Card

Rewards: Flexible Rewards
For Good Credit
  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • Plus earn 1 ThankYou Point for every $1 you spend on purchases
  • Earn an anniversary bonus on points earned from purchases every year*
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
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Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / 15 months*  0% / 15 months * None 12.99% - 22.99% Variable* $0* Be the First

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.