Offer Summary:
The Citi Forward® Card for College Students from Citibank is for people who want flexible reward redemption options, based on the card members needs. This student card offer is for applicants with a a good credit history. Keeping in mind that APR's can be different from person to person, the lowest APR for this offer is 13.99%(V)*. and may be up to 22.99%(V)*. Your credit score and other factors will determine this.

Rate Information:
This card offer does come with 0% interest for 7 months* on purchases.

The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. prime rates.

The Citi Forward® Card for College Students has no annual fee.*

Card Offer Rewards:
This is a flexible rewards card. This card will give you flexible options on ways you can redeem your rewards. Such as choosing cash back or air miles for example.

Bonus Offer For New Applicants:
Earn a $75 Statement Credit after you make $150 in purchases on back-to-school purchases at apparel, book or electronics stores within the first 3 months.*

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection
Use your card without worry. You will be protected against unauthorized purchases.
Purchase Protection
This service protects eligible items purchased with this card for up to 90 days. So if it's stolen or damaged inside 90 days, they're replaced or the cost refunded.

Extended Warranty
Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage.
Travel & Emergency Assistance
This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services.
Travel Accident Insurance
Provides accidental death and dismemberment insurance when you are traveling on a common carrier*.
Rental Car Insurance
Get collison coverage from your card issuer automatically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company.
Online Shopping Security
Not comfortable giving out your credit card number online when making a purchase? This card allows you to create a secure temporary virtual number for that online purchase in seconds.