Offer Summary:
The Discover® More Card – Black Design from Discover Card is for people who would prefer to recieve cash back for using their card. This offer is targeted for people who will use this card for personal use with a good credit history. Keeping in mind that APR's can be different from person to person, the lowest APR for this offer is 13%(V)*. and may be up to 20.9%(V)*. Your credit score and other factors will determine this.

Rate Information:
This card offer does come with 0% interest for 12 months* on purchases. Plus 0% interest for 12 months* on balance transfers.

The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. prime rates.

The Discover® More Card – Black Design has no annual fee.*

Card Offer Rewards:
This is a cash back rewards card. Cash back incentives are usually rewarded as a percentage of the dollar amount purchased with the card. Most issuers give you options on how you would like to recieve your cash back rewards. Normally you can choose to recieve a check or use it for a credit on your account. Additionaly you may be able use it to purchase a product or service in their rewards catalog.

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection
Use your card without worry. You will be protected against unauthorized purchases.
Travel & Emergency Assistance
This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services.
Travel Accident Insurance
Provides accidental death and dismemberment insurance when you are traveling on a common carrier*.
Rental Car Insurance
Get collison coverage from your card issuer automatically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company.
Year End Statement
Get an annual statement, which breaks down your monthly and annual spending totals by category.
Online Shopping Security
Not comfortable giving out your credit card number online when making a purchase? This card allows you to create a secure temporary virtual number for that online purchase in seconds.