Discover® More Card- BlackApply now for a safe and hassle-free experience
Quick Summary: The Discover® More Card- Black is for people who would prefer to recieve cash back for using their card. This card is targeted for people who will use this card for personal use with a good credit history. The card issuer may expect to see that you have had a credit card or loan for more than three to four years. That you have also not been excessively late on a credit card or loan bill in the last 5 years, and have no trouble of getting a moderate credit line. Keeping in mind that APR's can be different from person to person, the lowest APR for this offer is 11.99%* and may be up to 20.99%*, your credit score and other factors will determine this.*. Rate Information:
Introductory Rates: This card offer does come with 0% interest for 9 months* on purchases. Plus 0% interest for 12 months* on balance transfers.
Annual Fee: The Discover® More Card- Black has no annual fee.* Card Offer Rewards -
Cash Back Rewards: Cash back incentives are usually rewarded as a percentage of the dollar amount purchased with the card. Most issuers give you options on how you would like to recieve your cash back rewards. Normally you can choose to recieve a check or use it for a credit on your account. Additionaly you may be able use it to purchase a product or service in their rewards catalog. Credit Card Extra Benefits and Perks:
The Discover® More Card- Black has additional credit card perks included* for being a card holder. These additonal card benefits normally require you to make the full purchase with the credit card. Please review the programs terms and conditions for exact details on the benefits below.
Fraud Protection Use your card without worry. You will be protected against unauthorized purchases. Travel & Emergency Assistance This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services. Travel Accident Insurance Provides accidental death and dismemberment insurance when you are traveling on a common carrier*. Rental Car Insurance Get collison coverage from your card issuer automactically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company. Year End Statement Get an annual statement, which breaks down your monthly and annual spending totals by category. Online Shopping Security Not comfortable giving out your credit card number online when making a purchase? This card allows you to create a secure temporary virtual number for that online purchase in seconds.
Credit Card Highlights:
- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 9 months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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