Offer Summary:
This is a MasterCard college rewards card that is issued by Bank of America. This student card offer is for applicants with a a good credit history. Keeping in mind that APR's can be different from person to person, the lowest APR for this offer is 13%(V)*. and may be up to 20.9%(V)*. Your credit score and other factors will determine this.

Rate Information:
This card offer does come with 0% interest for 7-10 billing cycles* on purchases. Plus 0% interest for 7-10 billing cycles* on balance transfers.

The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. prime rates.

The Upromise® World MasterCard® has no annual fee.*

Card Offer Rewards:
This rewards card is more geared at helping with the costs for college. The rewards are likely to be invested in college for the card holder, or for a family member.

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection
Use your card without worry. You will be protected against unauthorized purchases.
Purchase Protection
This service protects eligible items purchased with this card for up to 90 days. So if it's stolen or damaged inside 90 days, they're replaced or the cost refunded.

Travel Accident Insurance
Provides accidental death and dismemberment insurance when you are traveling on a common carrier*.
Rental Car Insurance
Get collison coverage from your card issuer automatically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company.
Concierge Service
Need recommendations for restaurants or entertainment? Concierge service is one call away to help you with restaurant reservations, travel arrangements, entertainment planning and more.