Navigation: Home > Citibank > Citi Simplicity® Card - No Late Fees Ever
Citi Simplicity® Card - No Late Fees Ever
The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
The same great rate for all balances, after the introductory period
Save time when you call with fast, personal help, 24 hours a day – just say “representative”
Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
This content is not provided by CitiBank. Any opinions, analyses, reviews or recommendations expressed here are those of the author's alone,
and have not been reviewed, approved or otherwise endorsed by CitiBank.
Offer Summary: This Mastercard offer is issued by Citibank. This offer is targeted for people who will use this card for personal use with an excellent or good credit history. Keeping in mind that APR's can be different from person to person, the lowest regular APR for this offer is 16.24% Variable* and may be up to 26.24% Variable*. Your credit score and other factors will determine this.
This card offer does come with 0% introductory APR for 12 months* for purchases and 21 months* on balance transfers.
The regular APR for this offer is variable. A Variable APR means that the interest rate may change based on the U.S. Prime Rate.
Citi Simplicity® Card - No Late Fees Ever has no annual fee.*
Card Member Extra Benefits And Perks: Review the card application for additional card member benefits.
Application is secured with SSL Technology
†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information.
However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website. Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which USNationalCreditCards.com receives compensation.
This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).
USNationalCreditCards.com does not include all credit card companies or all available credit card offers.
Editorial Disclosure: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain,
and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone,
not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities