Navigation: Home > Citibank > Citi Simplicity® Card - No Late Fees Ever
Citi Simplicity® Card - No Late Fees Ever
The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness
0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
The same great rate for all balances, after the introductory period
Save time when you call with fast, personal help, 24 hours a day – just say “representative”
Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
This content is not provided by CitiBank. Any opinions, analyses, reviews or recommendations expressed here are those of the author's alone,
and have not been reviewed, approved or otherwise endorsed by CitiBank.
Offer Summary: This Mastercard offer is issued by Citibank. This offer is targeted for people who will use this card for personal use with an excellent or good credit history. Keeping in mind that APR's can be different from person to person, the lowest regular APR for this offer is 15.99% Variable* and may be up to 25.99% Variable*. Your credit score and other factors will determine this.
This card offer does come with 0% introductory APR for 12 months* for purchases and 21 months* on balance transfers.
The regular APR for this offer is variable. A Variable APR means that the interest rate may change based on the U.S. Prime Rate.
Citi Simplicity® Card - No Late Fees Ever has no annual fee.*
Card Member Extra Benefits And Perks: Please review the terms of this offer for the benefits below.
Price Protection Thought you got the best price for your purchase. Then the next day you find out the same item is cheaper at another store. Price Protection will refund you the difference of your purchase price for up to 60 days. Purchase Protection This service protects eligible items from theft and accidental damage that are purchased with this card for up to 90 days.
Extended Warranty Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage. Luggage Protection This gives you coverage in the event that your luggage is lost or damaged while traveling. Just make sure to purchase your travel ticket with this card to be eligible. Travel & Emergency Assistance This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services. Travel Accident Insurance Provides accidental death and dismemberment insurance when you are traveling on a common carrier*. Rental Car Insurance Get collison coverage from your card issuer automatically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company. Online Shopping Security Not comfortable giving out your credit card number online when making a purchase? This card allows you to create a secure temporary virtual number for that online purchase in seconds.
Application is secured with SSL Technology
†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information.
However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website. Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which USNationalCreditCards.com receives compensation.
This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).
USNationalCreditCards.com does not include all credit card companies or all available credit card offers.
Editorial Disclosure: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain,
and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone,
not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities