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Navigation: Home > Citibank > Citi Simplicity® Card

Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - Ever
  • No penalty rate - Ever
  • No annual fee - Ever
  • Save time when you call with fast, personal help, 24 hours a day.
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 0% / 18 months*  0% / 18 months* None 12.99% - 21.99% Variable* $0* Be the First

Offer Summary:
This Visa offer is issued by Citibank. This offer is targeted for people who will use this card for personal use with an excellent credit history. Keeping in mind that APR's can be different from person to person, the lowest APR for this offer is 12.99% Variable* and may be up to 21.99% Variable*. Your credit score and other factors will determine this.

Rate Information:
This card offer does come with 0% interest for 18 months* on purchases. Plus 0% interest for 18 months* on balance transfers.

The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. Prime Rate.

The Citi Simplicity® Card has no annual fee.*

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection

Price Protection

Purchase Protection

Extended Warranty

Luggage Protection

Travel & Emergency Assistance

Travel Accident Insurance

Rental Car Insurance

Online Shopping Security

Apply Now for the Citi Simplicity® Card
Application is secured with SSL Technology

*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program