Offer Summary: This Visa offer is issued by Citibank. This offer is targeted for people who will use this card for personal use with an excellent credit history. Keeping in mind that APR's can be different from person to person, the lowest APR for this offer is 12.99% Variable* and may be up to 21.99% Variable*. Your credit score and other factors will determine this.
This card offer does come with 0% interest for 18 months* on purchases. Plus 0% interest for 18 months* on balance transfers.
The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. Prime Rate.
The Citi Simplicity® Card has no annual fee.*
Card Member Extra Benefits And Perks: Please review the terms of this offer for the benefits below.
Fraud Protection Use your card without worry. You will be protected against fraudulent purchases. Price Protection Thought you got the best price for your purchase. Then the next day you find out the same item is cheaper at another store. Price Protection will refund you the difference of your purchase price for up to 60 days. Purchase Protection This service protects eligible items from theft and accidental damage that are purchased with this card for up to 90 days.
Extended Warranty Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage. Luggage Protection This gives you coverage in the event that your luggage is lost or damaged while traveling. Just make sure to purchase your travel ticket with this card to be eligible. Travel & Emergency Assistance This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services. Travel Accident Insurance Provides accidental death and dismemberment insurance when you are traveling on a common carrier*. Rental Car Insurance Get collison coverage from your card issuer automatically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company. Online Shopping Security Not comfortable giving out your credit card number online when making a purchase? This card allows you to create a secure temporary virtual number for that online purchase in seconds.
Application is secured with SSL Technology
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.