Offer Summary:
This Mastercard offer is issued by HSBC. This offer is targeted for people who will use this card for personal use with an excellent or good credit history. Keeping in mind that APR's can be different from person to person, the lowest regular APR for this offer is 12.99% (V)* and may be up to 20.99% (V)*. Your credit score and other factors will determine this.

Rate Information:
This card offer does come with 0% introductory APR for 18 months for purchases and balance transfers.

The regular APR for this offer is variable. A Variable APR means that the interest rate may change based on the U.S. Prime Rate.

HSBC Gold Mastercard® credit card has no annual fee.


Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection
Use your card without worry. You will be protected against fraudulent purchases.
Price Protection
Thought you got the best price for your purchase. Then the next day you find out the same item is cheaper at another store. Price Protection will refund you the difference of your purchase price for up to 60 days.
Purchase Protection
This service protects eligible items from theft and accidental damage that are purchased with this card for up to 90 days.

Extended Warranty
Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage.
Travel Accident Insurance
Provides accidental death and dismemberment insurance when you are traveling on a common carrier*.
Rental Car Insurance
Get collison coverage from your card issuer automatically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company.

†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.

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