Starwood Preferred Guest® Credit Card from American ExpressApply now for a safe and hassle-free experience
The Starwood Preferred Guest® Credit Card from American Express from American Express is primarly for people who travel frequently and prefer to stay at a certain hotel chain. This card is targeted for people who will use this card for personal use with a good to perfect credit history. The card issuer may expect to see that you have had a credit card or loan for more than three to four years. That you have also not been excessively late on a credit card or loan bill, and have no trouble of getting a moderate credit line. Keeping in mind that APR's can be different from person to person, the lowest APR for this offer is 15.24%* .
Rate Information:
Inroductory APR and Annual Fee Note: At the card issuers request we can not discuss the annual fee and introductory APR, this is normaly due to the issuer having certain criterias that may be different among applicants. Please see the terms and conditions for details.
Regular APR: The lowest available APR of 15.24%* can fluctuate with this card, it is variable. A Variable(V) APR means that the interest rate may change based on the U.S. prime rates.
Card Offer Incentives -
Hotel Rewards: Hotel reward cards normally provide discounts and free nights based on the amount of points you have accumulated on your card. Some even allow you to transfer your points for air miles.* Credit Card Perks: The Starwood Preferred Guest® Credit Card from American Express has additional credit card perks included* for being a card holder. These additonal card benefits normally require you to make the full purchase with the credit card. Please review the programs terms and conditions for exact details on the benefits below.
Fraud Protection
Use your card without worry. You will be protected against unauthorized purchases. Purchase Protection
This service protects eligible items purchased with this card for up to 90 days. So if it's stolen or accidently damaged your covered. Extended Warranty
Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage. Travel & Emergency Assistance
This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services. Travel Accident Insurance
Provides accidental death and dismemberment insurance when you are traveling on a common carrier*. Road Side Assistance
If your stuck, out of gas, or just have car trouble. This card will provide you 24-hour road side assistance. Rental Car Insurance
Get collison coverage from your card issuer automactically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company. Year End Statement
Get an annual statement, which breaks down your monthly and annual spending totals by category. Credit Card Highlights: - Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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