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Offer Summary:
Starwood Preferred Guest® Credit Card from American Express is primarly for people who travel frequently and prefer to stay at a certain hotel chain. This offer is targeted for people who will use this card for personal use with an excellent or good credit history. Keeping in mind that APR's can be different from person to person, the lowest regular APR for this offer is 17.99% Variable and may be up to 26.99% Variable. (See Rates & Fees) Your credit score and other factors will determine this.

Rate Information:
The regular APR for this offer is variable. A Variable APR means that the interest rate may change based on the U.S. Prime Rate.

Starwood Preferred Guest® Credit Card from American Express has a $0 introductory annual fee for the first year, then $95. (See Rates & Fees)

For rates and fees of the Starwood Preferred Guest® Credit Card from American Express, please click here

Card Offer Rewards:
This is a hotel rewards card. Hotel reward cards normally provide discounts and complimentary nights based on the amount of points you have accumulated on your card. Some even allow you to transfer your points for air miles.

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection
Use your card without worry. You will be protected against fraudulent purchases.
Purchase Protection
This service protects eligible items from theft and accidental damage that are purchased with this card for up to 90 days.

Extended Warranty
Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage.
Travel & Emergency Assistance
This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services.
Travel Accident Insurance
Provides accidental death and dismemberment insurance when you are traveling on a common carrier*.
Road Side Assistance
If your stuck, out of gas, or just have car trouble. This card will provide you 24-hour road side assistance.
Rental Car Insurance
Get collison coverage from your card issuer automatically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company.
Year End Statement
Get an annual statement, which breaks down your monthly and annual spending totals by category.

†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.

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Editorial Disclosure: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities