Offer Summary:
The Blue from American Express® from American Express is for people who want flexible reward redemption options, based on the card members needs. This offer is targeted for people who will use this card for personal use with a good credit history. Keeping in mind that APR's can be different from person to person, the lowest APR for this offer is 15%(V)*. and may be up to 19.2%(V)*. Your credit score and other factors will determine this.

Rate Information:
Inroductory Note
Please review the application for details regarding the introductory rates.

The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. prime rates.

The Blue from American Express® has no annual fee.*

Card Offer Rewards:
This is a flexible rewards card. This card will give you flexible options on ways you can redeem your rewards. Such as choosing cash back or air miles for example.

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection
Use your card without worry. You will be protected against unauthorized purchases.
Purchase Protection
This service protects eligible items purchased with this card for up to 90 days. So if it's stolen or damaged inside 90 days, they're replaced or the cost refunded.

Extended Warranty
Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage.
Travel Accident Insurance
Provides accidental death and dismemberment insurance when you are traveling on a common carrier*.
Rental Car Insurance
Get collison coverage from your card issuer automatically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company.
Refund Protection
Should any retailer refuse you a refund on any eligible items within 90 days of purchase, you get back the purchase price.