Discover® MotivaCardApply now for a safe and hassle-free experience
The Discover® MotivaCard from Discover Card is for people who would prefer to recieve cash back for using their card. This card is targeted for people who will use this card for personal use with a good to perfect credit history. The card issuer may expect to see that you have had a credit card or loan for more than three to four years. That you have also not been excessively late on a credit card or loan bill, and have no trouble of getting a moderate credit line. Keeping in mind that APR's can be different from person to person, the lowest APR for this offer is 11.99%* and may be up to 20.99%*, your credit score and other factors will determine this.*.
Rate Information:
Introductory APR: This card offer does come with 3.99% interest for 12 months* on purchases. Plus 3.99% interest for 15 months* on balance transfers.
Regular APR: The lowest available APR of 11.99%* can fluctuate with this card, it is variable. A Variable(V) APR means that the interest rate may change based on the U.S. prime rates.
The Discover® MotivaCard has no annual fee.* Card Offer Incentives -
Cash Back Rewards: Cash back incentives are usually rewarded as a percentage of the dollar amount purchased with the card. Most issuers give you options on how you would like to recieve your cash back rewards. Normally you can choose to recieve a check or use it for a credit on your account. Additionaly you may be able use it to purchase a product or service in their rewards catalog. Credit Card Perks: The Discover® MotivaCard has additional credit card perks included* for being a card holder. These additonal card benefits normally require you to make the full purchase with the credit card. Please review the programs terms and conditions for exact details on the benefits below.
Fraud Protection
Use your card without worry. You will be protected against unauthorized purchases. Travel & Emergency Assistance
This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services. Travel Accident Insurance
Provides accidental death and dismemberment insurance when you are traveling on a common carrier*. Rental Car Insurance
Get collison coverage from your card issuer automactically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company. Online Shopping Security
Not comfortable giving out your credit card number online when making a purchase? This card allows you to create a secure temporary virtual number for that online purchase in seconds. Credit Card Highlights: - Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you"ll get a Pay-On-Time Bonus equal to a full month"s interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
- 3.99% intro APR on purchases for a full 12 months, then the Regular APR
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