Offer Summary: This Visa offer is issued by HSBC. This offer is targeted for people who will use this card for personal use with bad, limited or no credit history. Keeping in mind that APR's can be different from person to person, the lowest APR for this offer is 14.99%(V)*. and may be up to 19.99%(V)*. Your credit score and other factors will determine this.
Rate Information:
The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. prime rates.
The Orchard Bank Visa Cards has an annual fee of $39 1st year, then $59*.
Card Member Extra Benefits And Perks: Please review the terms of this offer for the benefits below.
Fraud Protection Use your card without worry. You will be protected against unauthorized purchases.
Application is secured with SSL Technology
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.