Offer Summary:
The Delta Reserve Credit Card from American Express is for people who want airline rewards for using their card. This offer is targeted for people who will use this card for personal use with a good credit history.

Rate Information:
Inroductory Note
Please review the application for details regarding the introductory rates.

The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. prime rates.

The Delta Reserve Credit Card has an annual fee of 450.

Card Offer Rewards:
This is an airlines rewards card. Airline rewards cards normally provide discounts and /or airline tickets when you reach a certain criteria determined by the issuer. This is usually based on a point reward system, where points are accumluated by the purchases you make with the card.

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection
Use your card without worry. You will be protected against unauthorized purchases.
Purchase Protection
This service protects eligible items purchased with this card for up to 90 days. So if it's stolen or damaged inside 90 days, they're replaced or the cost refunded.

Extended Warranty
Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage.
Luggage Protection
This gives you coverage in the event that your luggage is lost or damaged while traveling. Just make sure to purchase your travel ticket with this card to be eligible.
Travel & Emergency Assistance
This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services.
Travel Accident Insurance
Provides accidental death and dismemberment insurance when you are traveling on a common carrier*.
Road Side Assistance
If your stuck, out of gas, or just have car trouble. This card will provide you 24-hour road side assistance.
Rental Car Insurance
Get collison coverage from your card issuer automatically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company.
Airport Club Lounge Access
Waiting at the airport? This card will give you access to airport club lounges to make that wait a little more comfortable.
Concierge Service
Need recommendations for restaurants or entertainment? Concierge service is one call away to help you with restaurant reservations, travel arrangements, entertainment planning and more.

Year End Statement
Get an annual statement, which breaks down your monthly and annual spending totals by category.