Visa® Black Card

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The Visa® Black Card from Other Bank is for people who want flexible reward redemption options, based on the card members needs. This card is targeted for people who will use this card for personal use with a good to perfect credit history. The card issuer may expect to see that you have had a credit card or loan for more than three to four years. That you have also not been excessively late on a credit card or loan bill, and have no trouble of getting a moderate credit line. Keeping in mind that APR's can be different from person to person, the lowest APR for this offer is 13.24%* .

Rate Information:

This card offer comes with 0% interest for six billing cycles* on balance transfers.

Regular APR: The lowest available APR of 13.24%* can fluctuate with this card, it is variable. A Variable(V) APR means that the interest rate may change based on the U.S. prime rates.

The Visa® Black Card has an annual fee of $495*

Card Offer Incentives -

Flexible Rewards: This card will give you flexible options on ways you can redeem your rewards. Such as choosing cash back or air miles for example.

Credit Card Perks:
The Visa® Black Card has additional credit card perks included* for being a card holder. These additonal card benefits normally require you to make the full purchase with the credit card. Please review the programs terms and conditions for exact details on the benefits below.

Fraud Protection

Use your card without worry. You will be protected against unauthorized purchases.

This service protects eligible items purchased with this card for up to 90 days. So if it's stolen or accidently damaged your covered.

Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage.

This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services.

Provides accidental death and dismemberment insurance when you are traveling on a common carrier*.

Get collison coverage from your card issuer automactically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company.

Waiting at the airport? This card will give you access to airport club lounges to make that wait a little more comfortable.

Need recommendations for restaurants or entertainment? Consierge service is one call away to help you with restaurant reservations, travel arrangements, entertainment planning and more.

• 24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
• Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card's Exclusive Rewards Program.
• Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
• Luxury Gifts: Cardmembers receive luxury gifts from some of the world"s top brands.
• Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
• Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
• Black Card Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.

Apply Now for the Visa® Black Card

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