Offer Summary:
The Visa® Black Card from Barclays is for people who would prefer to recieve cash back for using their card. This offer is targeted for people who will use this card for personal use with an excellent credit history.

Rate Information:

This card offer comes with 0% interest for 15 months* on balance transfers. The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. prime rates.

The Visa® Black Card has an annual fee of $495*.

Card Offer Rewards:
This is a cash back rewards card. Cash back incentives are usually rewarded as a percentage of the dollar amount purchased with the card. Most issuers give you options on how you would like to recieve your cash back rewards. Normally you can choose to recieve a check or use it for a credit on your account. Additionaly you may be able use it to purchase a product or service in their rewards catalog.

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection
Use your card without worry. You will be protected against unauthorized purchases.
Purchase Protection
This service protects eligible items purchased with this card for up to 90 days. So if it's stolen or damaged inside 90 days, they're replaced or the cost refunded.

Extended Warranty
Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage.
Luggage Protection
This gives you coverage in the event that your luggage is lost or damaged while traveling. Just make sure to purchase your travel ticket with this card to be eligible.
Travel & Emergency Assistance
This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services.
Travel Accident Insurance
Provides accidental death and dismemberment insurance when you are traveling on a common carrier*.
Trip Interruption Insurance
Get up to $1,500 in insurance when you and your family are unable to make or continue your trip.
Road Side Assistance
If your stuck, out of gas, or just have car trouble. This card will provide you 24-hour road side assistance.
Rental Car Insurance
Get collison coverage from your card issuer automatically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company.
Airport Club Lounge Access
Waiting at the airport? This card will give you access to airport club lounges to make that wait a little more comfortable.
Concierge Service
Need recommendations for restaurants or entertainment? Concierge service is one call away to help you with restaurant reservations, travel arrangements, entertainment planning and more.

Application is secured with SSL Technology