First Option Visa®

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This card is secured and does not issue a "standard" type of credit line. Secured credit cards normally require funding from the consumer to determine the credit line issued. If you are trying to establish or re-build poor or no credit, a secured card that reports to credit bureaus is a smart option. Keeping in mind that APR's can be different from person to person, the lowest APR for this offer is 19.50%* .

Rate Information:

The lowest APR rate of 19.50%* could be applied instantly, since there is no introductory APR for this offer.

Regular APR: The APR of 19.50%* is a fixed rate, this means that your APR will not change with the U.S. prime rates.

The First Option Visa® has an annual fee of $59*

Card Offer Incentives -

This is not a rewards card.

Credit Card Perks:
The First Option Visa® has additional credit card perks included* for being a card holder. These additonal card benefits normally require you to make the full purchase with the credit card. Please review the programs terms and conditions for exact details on the benefits below.

Fraud Protection

Use your card without worry. You will be protected against unauthorized purchases.

• Get a REAL Visa® Credit Card!
• Up to $5,000.00 Secured Line of Credit!!
• Be Approved Regardless of Credit History or Income!!!
• Guaranteed Approval!
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