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Frequently Asked Questions
US National Credit Cards
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For quick answers, please review our frequently asked questions below.

How do I apply for a credit card?

You can view credit cards by selecting a category from the menu on the left. Once you have found the credit card you would like to be approved for click apply now. This will take you to a secure SSL encrypted application. To complete the application you will be asked for basic information such as your social security number, drivers license number, address and date of birth.
Please review the terms and conditions on the application page, before applying.

Is applying for a credit card online safe?

Yes, applying for a credit card online is safer and faster than applying through the mail. All credit card applications are equipped with SSL ( Secured Socket Layers) technology. This encrypts all information from everyone except you and the credit card issuer. There is a better chance of someone finding out your information in the mail, than if you apply online. Plus the credit card issuer will be able to review and respond to your application faster than applying for one in the mail. You will know it is secure when you see the lock on the bottom right corner or on the right side of your URL box. You can also check the web address, it would be displayed as
(secure site)"https://www.___.com" instead of (unsecured site) "http://www.___.com".

What is the time frame for a response, once I have applied?

Unless you have applied for a card that gives a instant response. You would normally receive a response within 1 to 2 weeks via online and/or mail. The response time can be longer depending on the information provided on the application.

How do I opt out from unwanted credit card solicitations?

You can call this federally mandated toll free number to opt out: 1.888.567.8688
You can also opt out by going to www.optoutprescreen.com.

How are the credit cards ranked at US National Credit Cards?

It is our goal to offer the highest approved and most requested credit cards in the US. All credit card listings will be ranked starting with the highest approval rate card at the top and the lowest approval rate card at the bottom.
You can check the approval rate of a card by clicking on "Read Full Description".

I have a question regarding my account, who do I contact?

US National Credit Cards does not handle or obtain any personal information regarding any services received from the offers listed at US National Credit Cards.
All questions regarding accounts including cancellations, refunds, credit increases etc. Should be addressed to the company directly handling your account.

 

  * Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

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