US National Credit Cards
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For Quick Answers Please Review Our FAQ Below

How do I apply for a credit card?

You can view credit cards by selecting a category from the menu on the left. Once you have found the credit card you would like to be approved for click apply now. This will take you to a secure SSL encrypted application. To complete the application you will be asked for basic information such as your social security number, drivers license number, address and date of birth.
Please review the terms and conditions on the application page, before applying.

Is applying for a credit card online safe?

Yes, applying for a credit card online is safer and faster than applying through the mail. All credit card applications are equipped with SSL ( Secured Socket Layers) technology. This encrypts all information from everyone except you and the credit card issuer. There is a better chance of someone finding out your information in the mail, than if you apply online. The credit card issuer will be able to review and respond to your application faster than applying for one in the mail. You will know it is secure when you see the lock on the bottom right corner or on the right side of your URL box. You can also check the web address, it would be displayed as
(secure site)"" instead of (unsecured site) "".

What is the time frame for a response, once I have applied?

Unless you have applied for a card that gives a instant response. You would normally receive a response within 1 to 2 weeks via online and/or mail. The response time can be longer depending on the information provided on the application.

How do I opt out from unwanted credit card solicitations?

You can call this federally mandated toll free number to opt out: 1.888.567.8688
You can also opt out by going to

I have a question regarding my account, who do I contact?

US National Credit Cards does not handle or obtain any personal information regarding any services received from the offers listed at US National Credit Cards.
All questions regarding accounts including cancellations, refunds, credit increases etc. Should be addressed to the company directly handling your account.

This partial list of financial service companies may assist you if you need to contact your lender or financial institution. Please note that specific contact information may be needed for individual purposes, such as a mailing address to send in a credit card payment or a phone number to activate a new card. We regularly review information to keep it up to date, however you should use your due diligence and verify all information, as it may change periodically.

Credit Card Issuers

American Express
Physical Address
American Express
2965 West Corporate Lakes Blvd
Weston, FL 33331-3626

Bank of America
Physical Address
Bank of America Corporate Center
100 North Tryon Street
Charlotte, NC 28255

Barclay Card:
Physical Address
Barclays Bank Delaware
125 South West Street
Wilmington, DE 19801

Celtic Bank (Surge MasterCard):
Physical Address
Surge Card
P.O. Box 8099
Newark, DE 19714-8099

Physical Address
1500 Boltonfield St.,
Columbus, OH 43228

Discover Card:
Physical Address
Discover Financial Services
2500 Lake Park Blvd
Salt Lake City, UT 84120

First PREMIER Bank:
Mail Payments to:
First PREMIER Bank
PO Box 5529
Sioux Falls, SD 57117-5529

Express Payment Address:
First PREMIER Bank
3820 N Louise Ave
Sioux Falls, SD 57107

Correspondence Address:
First PREMIER Bank
PO Box 5524
Sioux Falls, SD 57117-5524

U.S. Bank
Physical Address
U.S. Bancorp Center
800 Nicollet Mall
Minneapolis, MN 55402

Credit Reporting Agencies

(800) 685-1111
P.O. Box 740241
Atlanta, GA 30374

P.O. Box 2002
Allen, TX 75013

(800) 916-8800
P.O. Box 1000
Chester, PA 19022

Equifax Information Services LLC (Disputes)
(800) 685-1111
P.O. Box 740256
Atlanta, GA 30374

Experian (Disputes)
P.O. Box 9701
Allen, TX 75013

TransUnion (Disputes)
(800) 916-8800
P.O. Box 2000
Chester, PA 19022