$150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
NEW OFFER: Maximize your cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings
Now earn 3% cash back in your choice category and 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases
You can update your choice category for future purchases once each calendar month using the Mobile banking app or Online banking, or do nothing and it stays the same.
No expiration on rewards
0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
If you're a Preferred Rewards client, you can get a 25% - 75% rewards bonus on every purchase
Balance Transfer Intro.
0% for 12 billing cycles
0% for 12 billing cycles
$150 Online Cash Rewards Bonus
16.24% - 26.24% Variable APR on purchases and balance transfers
Offer Summary: The Bank of America® Cash Rewards credit card from Bank of America is for people who would prefer to earn cash back for using their card for purchases. This offer is targeted for people who will use this card for personal use with an excellent or good credit history. Keeping in mind that APR's can be different from person to person, the lowest standard APR is 16.24% Variable and may be up to 26.24% Variable. Your credit score and other factors determine individual rates.
This card offer does come with 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days.
The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. Prime Rate.
Bank of America® Cash Rewards credit card has no annual fee.*
Card Offer Rewards: This is a cash back rewards card. Cash back incentives are usually rewarded as a percentage of the dollar amount purchased with the card. Most issuers give you options on how you would like to receive your cash back rewards. Normally you can choose to receive a check or use it for a credit on your account, however other options may be available.
Bonus Offer For New Applicants: Earn $150 Online Cash Rewards Bonus after you make at least $500 in purchases in your first 90 days.
Card Member Extra Benefits And Perks: Please review the terms of this offer for the benefits below.
Fraud Protection Use your card without worry. You will be protected against fraudulent purchases. Purchase Protection This service protects eligible items from theft and accidental damage that are purchased with this card for up to 90 days.
Travel & Emergency Assistance This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services. Rental Car Insurance Get collison coverage from your card issuer automatically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company. Online Shopping Security Not comfortable giving out your credit card number online when making a purchase? This card allows you to create a secure temporary virtual number for that online purchase in seconds.
Application is secured with SSL Technology
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information.
However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.