Credit Cards With No Annual Fee For The First Year

So is it worth paying the annual fee? The offers below will let you try before you buy by waiving the annual fee for the first year. So go ahead, compare these offers and their many benefits and find one that is right for you.

Sort Results By:


Delta Airlines - Gold Delta SkyMiles® Credit Card

Rewards: Airlines
For Good Credit
  • Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
  • $0 intro annual fee for the first year, then $95
  • Check your first bag Free - for up to 9 people on your reservation - on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • Priority Boarding and 20% In-Flight Savings

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
 9.99% / 12 months* None 30,000 Bonus Miles* 15.24% - 19.24% (V)* $0 1st year, then $95* Be the First
American Express® Premier Rewards Gold Card

Rewards: Flexible Rewards
For Good Credit
  • Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
  • Introductory annual fee of $0 for the first year, then $175
  • Get a decision in as little as 60 seconds.

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None 25,000 Bonus Points* N/A $0 1st year, then $175* 1 Review
American Express® Gold Card

Rewards: Flexible Rewards
For Good Credit
  • Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None None N/A $0 1st year, then $125* Be the First
Capital One® Venture (SM) Rewards Credit Card

Rewards: Airlines
For Excellent Credit
  • Money® Magazine-s "Most Rewarding Card if you crave free airline flights"
  • 2 miles per dollar on every purchase, every day
  • Earn 10,000 bonus miles, equal to $100 in travel
  • Redeem your miles for any travel expense
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None 10,000 Bonus Miles* 13.90% - 20.90% (V)* $0.00 1st year, then $59.00* Be the First
Continental Airlines OnePass® Plus Card

Rewards: Airlines
For Excellent Credit
  • Earn up to 40,000 bonus miles & first year free ($95 value)*
  • Now with priority boarding privileges on Continental and United flights
  • Check your first bag for free on Continental and United flights, up to a $50 value
  • Visit the United Club with two complimentary passes every year, a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
  • Your miles don't expire and there is no limit to the number of miles you can earn

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None 25,000 Bonus Miles* 14.24% - % Variable* $0.00 1st year, then $95.00* Be the First
Citi® Platinum Select® / AAdvantage® World MasterCard®

Rewards: Airlines
For Good Credit
  • Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership - more than enough for a roundtrip domestic flight award*
  • Earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases during the first 6 months of cardmembership*
  • Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership*
  • $85 annual fee waived for the first 12 months*

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None 30,000 Bonus Miles* 15.24% Variable* $0 1st year, then $85* Be the First
Chase Sapphire Preferred (SM) Card

Rewards: Airlines
For Excellent Credit
  • Limited Time Offer - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
  • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
  • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
  • No foreign transaction fees
  • Earn a 7% annual points dividend - even on points already redeemed
  • Transfer points you've earned to participating frequent traveler programs at a 1:1 value
  • 24/7 direct access to expert service advisors (No voice recording)
  • No Annual Fee for your first year - A $95 value

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None 50,000 Bonus Points* 15.24% Variable* $0.00 1st year, then $95.00* 1 Review
United MileagePlus® Explorer Card

Rewards: Airlines
For Excellent Credit
  • Earn up to 40,000 bonus miles & first year free, a $95 value*
  • Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip
  • Board your flight before general boarding with priority boarding privileges
  • Visit the United Club with two complimentary day passes every year, up to a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else
  • Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase
  • Your miles don't expire and there is no limit to the number of miles you can earn

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None 25,000 Bonus Miles* 14.24% - % Variable* $0.00 1st year, then $95.00* Be the First
Marriott Rewards® Premier Credit Card

Rewards: Hotels
For Excellent Credit
  • Earn 50,000 Bonus Points after your first use
  • Receive 1 free night stay upon account approval and each year upon account anniversary
  • Earn 5 points for every $1 spent at Marriott® locations
  • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
  • Earn 1 point for every $1 spent on other purchases
  • No foreign transaction fees
  • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None 50,000 Bonus Points* 15.24% Variable* $85* 1 Review
Citi ThankYou® Premier Rewards Card

Rewards: Flexible
For Good Credit
  • Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards
  • 1 ThankYou Point for every $1 you spend on purchases
  • Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card
  • No foreign transaction fee on purchases*
  • Annual complimentary domestic companion ticket, within the continental USA, when booked through our travel benefits provider, Spirit Incentives
  • No points cap and no expiration of points

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None 30,000 Bonus Points* 13.99% - 22.99% Variable* $0 1st year, then $125* Be the First
Marriott Rewards® Credit Card

Rewards: Hotels
For Excellent Credit
  • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval
  • No Annual fee for your first year - that's a $45 value*
  • Earn 3 points for every $1 spent at Marriott® locations
  • Earn 1 point for every $1 spent on other purchases
  • Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer APR Annual Fee Reviews
None None 30,000 Bonus Points* 14.24% Variable* $0.00 1st year, then $45.00* Be the First

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.