US National Credit Cards
Advertiser Disclosure
Offers By Category
Credit Card Deals For 2023
Balance Transfer Credit Cards
0% APR Credit Cards
Low APR Credit Cards
No Annual Fee Credit Cards
Student Card Offers
Small Business Credit Cards
Rewards Credit Cards
- Cash Back Rewards
- Travel & Airmiles
- Gas Rebate Rewards
- Points Credit Cards
Secured Credit Card Offers
Prepaid Card Offers
Offers By Credit Rating
Offers for Excellent to Good Credit
Offers for Fair Credit
Offers for Bad Credit
Offers for Limited to No Credit
Offers By Bank Issuer
Bank of America
CitiBank
MasterCard
Visa
Credit Tips
Tips on how to avoid Identity Theft
How Credit Bureaus View Your Credit
Establishing Credit
Rebuilding Bad Credit
Prepaid vs Credit
View More Credit Tips
Card Offers For People With Bad Or No Credit
Compare these credit cards that can help you get your credit on the right track. Choose one the best fits your needs and apply online.
Sort Card Offers By:
Annual Fee
Standard APR
Credit Needed
Cash Back Rewards
14 Offers - Page 1 of 2
Reflex® Platinum Mastercard®
Rewards: None
For Fair, Bad, Limited Credit
Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
See if you’re Pre-Qualified with no impact to your credit score
All credit types welcome to apply
Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
Initial Credit Limit of $300 – $1,000* (subject to available credit)
Monthly reporting to the three major credit bureaus
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Checking Account Required
check to compare
compare selected
Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
N/A
None
29.99% (Variable)
See Terms
Be the First
Mission Lane Visa® Credit Card
Rewards: None
For Fair to Bad Credit
See if you qualify instantly without harming your credit score.
Get a higher credit line if you're in good standing after making your first 6 payments on time.
Free, online credit score access for cardholders.
Instant decision on your application.
No interest on purchases when you pay in full and on time each month.
No security deposit required – get started today!
Enjoy coverage from Visa®.
Access your account anytime, anywhere with our mobile app.
check to compare
compare selected
Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
N/A
None
26.99% - 29.99% (Variable)
$0-59
Be the First
Merrick Bank Double Your Line® Mastercard®
Rewards: None
For Fair to Bad Credit
Credit lines range from $550-$1,350 which double to $1,100-$2,700 after your account qualifies. No security deposit required.
Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
See if you are pre-approved within minutes, without affecting your credit score.
Build or rebuild your credit. As you pay your bill every month, we report to all three major credit reporting agencies.
Get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.
check to compare
compare selected
Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
N/A
None
23.70% to 29.95% *Variable
$0-$72
Be the First
Petal® 1 "No Annual Fee" Visa® Credit Card
Rewards: Cash Back
For Fair, Bad, Limited or No Credit
$0 Annual Fee
Variable APRs range from 24.24% - 33.74%
$300 - $5,000 credit limits
Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
No credit score? No problem. If eligible, we'll create your Cash Score instead.
2% - 10% cash back at select merchants
See if you're pre-approved within minutes without impacting your credit score.
No annual or foreign transaction fees.
Build credit alongside hundreds of thousands of Petal card members.
Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
Petal reports to all 3 major credit bureaus
No deposits required |Card issued by WebBank
check to compare
compare selected
Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
N/A
None
24.24% - 33.74% Variable
$0
Be the First
Merrick Bank Double Your Line® Secured Credit Card
Rewards: None
For Bad, Limited or No Credit
Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
Get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.
check to compare
compare selected
Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
N/A
None
21.70% Variable
$36 the first year. Billed $3 per month thereafter
Be the First
Total Visa® Card
Rewards: None
For Bad Credit
Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
Checking Account Required
Fast and easy application process; response provided in seconds
A genuine Visa credit card accepted by merchants nationwide across the USA and online
Manageable monthly payments
$300 credit limit (subject to available credit)
Reports monthly to all three major credit bureaus
check to compare
compare selected
Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
N/A
None
See Terms
See Terms
2 Reviews
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Rewards: None
For Fair, Bad, Limited Credit
Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
Absolutely No Credit Check or Minimum Credit Score Required
Automatic Reporting to All Three National Credit Bureaus
9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
Activate Today with a $200 Minimum Deposit - Maximum $1,000.
Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
check to compare
compare selected
Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
N/A
None
9.99% Fixed
$48
Be the First
Merrick Bank Secured Credit Card
Rewards: None
For Bad, Limited or No Credit
Choose your own credit line based on how much money you want to put down as a security deposit.
Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
After 9 months, we review your account for a credit line increase. No additional deposit required!
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
Get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.
check to compare
compare selected
Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
N/A
None
21.70% Variable
$36 for first year. Billed $3 per month thereafter
Be the First
First Progress Platinum Prestige Mastercard® Secured Credit Card
Rewards: None
For Bad, Limited or No Credit
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application; No credit inquiry required!
Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account
Nationwide program; available in all 50 US states *See Card Terms.
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!
check to compare
compare selected
Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
N/A
None
14.24% (V)*
$49
Be the First
First Digital Mastercard®
Rewards: None
For Bad Credit
Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
Build up your credit history with a card that reports to all three major credit bureaus every month.
Perfect credit not required for approval; we may approve you when others won’t.
Easy and secure online application – It takes just moments to apply.
Issued by Synovus Bank, Member: FDIC
check to compare
compare selected
Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
N/A
None
35.99%
$75.00 for first year. After that, $48.00 annually
Be the First
Surge® Platinum Mastercard®
Rewards: None
For Fair to Bad Credit
Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
All credit types welcome to apply!
Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
Initial Credit Limit of $300 – $1,000* (subject to available credit)
Monthly reporting to the three major credit bureaus
See if you’re Pre-Qualified without impacting your credit score
Fast and easy application process; results in seconds
Free online account access 24/7
Checking Account Required
See Rates & Fees
check to compare
compare selected
Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
N/A
None
29.99% (Variable)
See website for Details*
1 Review
First Access Visa® Card
Rewards: None
For Bad Credit
Checking Account Required
Reporting monthly to all three major credit reporting agencies
Perfect credit not required for approval; we may approve you when others won’t
Easy and secure online application
$300 credit limit (subject to available credit)
The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
check to compare
compare selected
Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
N/A
N/A
None
See Terms
See Terms
Be the First
1
2
next >>
†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.  
Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which USNationalCreditCards.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). USNationalCreditCards.com does not include all credit card companies or all available credit card offers.
Editorial Disclosure: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities
Home
Offers By Category
Credit Card Deals For 2023
Balance Transfer Credit Cards
0% APR Credit Cards
Low APR Credit Cards
No Annual Fee Credit Cards
Student Card Offers
Small Business Credit Cards
Rewards Credit Cards
- Cash Back Rewards
- Air Miles Rewards
- Gas Rebate Rewards
- Points Credit Cards
Secured Credit Card Offers
Prepaid Card Offers
Offers By Credit Rating
Offers for Excellent to Good Credit
Offers for Fair Credit
Offers for Bad Credit
Offers for Limited to No Credit
Offers By Bank Issuer
American Express
Bank of America
CitiBank
MasterCard
Visa
Credit Tips
Tips on how to avoid Identity Theft
How Credit Bureaus View Your Credit
Establishing Credit
Rebuilding Bad Credit
Prepaid vs Credit
View More Credit Tips