US National Credit Cards

0% APR Credit Cards

0% APR credit cards gives you the best opportunity save on interest charges. Most of the credit cards below will offer this rate for at least 6 months and some even up to 21 months! Compare these offers below, find the one that best fits your needs and apply now.

Citi® Diamond Preferred® Card

Rewards: None
For Excellent or Good Credit
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.74% - 28.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
 0% for 21 months  0% for 12 months None 17.74% - 28.49% (Variable) $0 1 Review


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