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Credit Card Deals For 2022
Balance Transfer Credit Cards
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Balance Transfer Credit Cards
Compare the offers below to find the best balance transfer credit card for your needs.
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Balance Transfers
0% Purchases
Standard APR
Credit Needed
Cash Back Rewards
Flexible Point Rewards
Cash Back Bonus
Reward Points Bonus
5 Offers -
Citi
®
Diamond Preferred
®
Card
Rewards: None
For Excellent or Good Credit
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.24% - 25.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Get free access to your FICO® Score online.
With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
The standard variable APR for Citi Flex Plan is 15.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
0% for 21 months
0% for 12 months
None
15.24% - 25.24% (Variable)
$0
1 Review
Citi Custom Cash℠Card
Rewards: Cash Back
For Excellent or Good Credit
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
No Annual Fee
Citi will only issue one Citi Custom Cash℠ Card account per person.
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
0% for 15 Months
0% for 15 months
$200 Bonus
15.49% - 25.49% (Variable)
$0
Be the First
Citi Rewards+
®
Card
Rewards: Flexible Rewards
For Excellent or Good Credit
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.
0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
0% for 15 months
0% for 15 months
20,000 Bonus Points
14.99% - 24.99% (Variable)
$0
Be the First
Citi Simplicity
®
Card
Rewards: None
For Excellent or Good Credit
No Late Fees, No Penalty Rate, and No Annual Fee... Ever
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.24% - 26.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 16.24% - 26.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
0% for 21 months
0% for 12 months
None
16.24% - 26.24% (Variable)
$0
Be the First
Citi
®
Double Cash Card – 18 month BT offer
Rewards: Cash Back
For Excellent or Good Credit
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
The standard variable APR for Citi Flex Plan is 15.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
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Balance Transfer Intro.
Purchases Intro
Bonus Offer
Regular APR
Annual Fee
Reviews
0% for 18 months
N/A
None
15.49% - 25.49% (Variable)
$0
Be the First
†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.  
Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which USNationalCreditCards.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). USNationalCreditCards.com does not include all credit card companies or all available credit card offers.
Editorial Disclosure: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities
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Offers By Category
Credit Card Deals For 2021
Balance Transfer Credit Cards
0% APR Credit Cards
Low APR Credit Cards
No Annual Fee Credit Cards
Student Card Offers
Small Business Credit Cards
Rewards Credit Cards
- Cash Back Rewards
- Air Miles Rewards
- Gas Rebate Rewards
- Points Credit Cards
Secured Credit Card Offers
Prepaid Card Offers
Offers By Credit Rating
Offers for Excellent to Good Credit
Offers for Fair Credit
Offers for Bad Credit
Offers for Limited to No Credit
Offers By Bank Issuer
American Express
Bank of America
CitiBank
MasterCard
Visa
Credit Tips
Tips on how to avoid Identity Theft
How Credit Bureaus View Your Credit
Establishing Credit
Rebuilding Bad Credit
Prepaid vs Credit
View More Credit Tips