US National Credit Cards

Credit Card Offers For Fair Credit

Below are credit card offers for fair credit. These offers will provide built in benefits and some will even have 0% APR introductory rates and rewards. Compare offers below and choose one that will fit your needs.

Sort Card Offers By:
11 Offers -

Petal 2 "Cash Back, No Fees" Visa® Credit Card

Rewards: Cash Back
Good, Fair, Limited or No Credit
  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away.
  • Up to 10% cash back from select merchants.
  • $500-$10,000 credit limits.
  • Variable APRs 12.99%-26.99%.
  • Build credit alongside tens of thousands of Petal Card members.
  • Cash flow technology may help applicants without credit history get approved.
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
  • See if you're pre-approved within minutes without impacting your credit score.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required.
  • Card issued by WebBank, Member FDIC

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None 12.99% to 26.99% Variable $0 Be the First
Upgrade Card

Rewards: None
For Fair to Good Credit
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
  • See Rates & Fees

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None 6.99% - 29.99% $0 Be the First
Applied Bank® Unsecured Classic Visa® Card

Rewards: None
For Fair, Bad, Limited Credit
  • Quick & Easy Approval in Less Than 60 Seconds!
  • Reports to All Three Major Credit Bureaus
  • No Penalty Rate. Your Rate Won't Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
  • 24/7 Online Account Access and Payment Options
  • E-mail Payment reminders help you keep your account in good standing

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
See website for Details* See website for Details* None See website for Details* See website for Details* Be the First
Petal 1 "No Annual Fee" Visa® Credit Card

Rewards: Cash Back
For Fair, Limited or No Credit
  • $0 Annual Fee.
  • Up to 10% cash back from select merchants.
  • $500 - $5,000 credit limits.
  • Variable APRs 19.99-29.49%.
  • No annual or international transaction fees. Late and returned payment fees may apply.
  • Build credit alongside tens of thousands of Petal Card members.
  • Cash flow technology may help applicants without credit history get approved.
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
  • See if you're pre-approved within minutes without impacting your credit score.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required.
  • Card issued by WebBank, Member FDIC

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None 19.99 - 29.49% Variable $0 Be the First
Indigo® Platinum Mastercard®

Rewards: None
For Fair Credit
  • Easy pre-qualification process with fast response
  • Don't have perfect credit? No problem!
  • 24/7 access to your account, even on mobile!
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None 24.9% $0 - $99 Be the First
Jasper Mastercard®

Rewards: None
Good, Fair, Limited or No Credit
  • Up to a $5k credit limit
  • All the benefits of a premium Mastercard®
  • High credit limits, low interest rates
  • No annual fee*, no security deposit
  • No credit history required to apply if you don’t already have one. If you are a US citizen, a US permanent resident, or have been living in the US for over one year at the time of application, Jasper will run a hard credit inquiry with the credit bureaus.
  • An intuitive experience that includes personalized, real-time
  • financial advice, and innovative auto payment options
  • Ongoing education for smart credit use via app and emails to encourage healthy financial behavior
  • Issued by WebBank, Member FDIC
  • Review the Jasper fee schedule: Jasper Mastercard®

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None 15.49% (Variable) $0* Be the First
Surge Mastercard®

Rewards: None
For Fair or Poor Credit
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None 25.90% - 29.99% See website for Details* Be the First
Milestone Gold Mastercard®

Rewards: None
For Fair Credit
  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None 24.9% $35 - $99* Be the First
FIT Mastercard®

Rewards: None
For Fair to Bad Credit
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00* (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Checking Account Required

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None 29.99% See Terms Be the First
Reflex Mastercard®

Rewards: None
For Fair, Bad, Limited Credit
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None 25.90% - 29.99% See Terms Be the First
Deserve Edu

Rewards: Cash Back
For Good, Limited or No Credit
  • Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59).
  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
  • Feel secure with cell phone protection up to $600.
  • No deposit required. No annual fees.
  • No international transaction fees on purchases abroad so you can travel with confidence.
  • No Social Security Number required for international students to apply.
  • Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
  • Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.
  • See if you prequalify with no impact to your credit score in minutes.
  • Deserve Mastercards are issued by Celtic Bank, Member FDIC.
  • Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.
  • See Rates & Fees

compare selected
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None 18.74% Variable $0 Be the First


†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.

 Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which USNationalCreditCards.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). USNationalCreditCards.com does not include all credit card companies or all available credit card offers.

Editorial Disclosure: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities