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Merrick Bank Secured Visa® from Merrick Bank

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None 17.45% Variable $36 for first year. Billed $3 per month thereafter Be the First

Offer Summary:
This Visa offer is issued by Merrick Bank. This card is secured and does not issue a "standard" type of credit line. Secured credit cards normally require funding from the consumer to determine the credit line issued. If you are trying to establish or build credit, a secured card that reports to credit bureaus is a smart option.

Rate Information:
The regular APR for this offer is variable. A Variable APR means that the interest rate may change based on the U.S. Prime Rate.

Merrick Bank Secured Visa® from Merrick Bank has an annual fee of $36 for first year. Billed $3 per month thereafter.


Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection

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†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.

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