Citi® Diamond Preferred® Rewards CardApply now for a safe and hassle-free experience
Quick Summary: The Citi® Diamond Preferred® Rewards Card from Citibank is for people who want flexible reward redemption options, based on the card members needs. This card is targeted for people who will use this card for personal use with a good credit history. The card issuer may expect to see that you have had a credit card or loan for more than three to four years. That you have also not been excessively late on a credit card or loan bill in the last 5 years, and have no trouble of getting a moderate credit line. Keeping in mind that APR's can be different from person to person, the lowest APR for this offer is 12.99%* and may be up to 20.99%*, your credit score and other factors will determine this.*. Rate Information:
Introductory Rates: This card offer does come with 0% interest for 12 months* on purchases. Plus 0% interest for 12 months* on balance transfers.
Annual Fee: The Citi® Diamond Preferred® Rewards Card has no annual fee.* Card Offer Rewards -
Flexible Rewards: This card will give you flexible options on ways you can redeem your rewards. Such as choosing cash back or air miles for example. Credit Card Extra Benefits and Perks:
The Citi® Diamond Preferred® Rewards Card has additional credit card perks included* for being a card holder. These additonal card benefits normally require you to make the full purchase with the credit card. Please review the programs terms and conditions for exact details on the benefits below.
Fraud Protection Use your card without worry. You will be protected against unauthorized purchases. Price Protection Thought you got the best price for your purchase. Then the next day you find out the same item is cheaper at another store. Price Protection will refund you the difference of your purchase price for up to 60 days. Purchase Protection This service protects eligible items purchased with this card for up to 90 days. So if it's stolen or damaged inside 90 days, they're replaced or the cost refunded.
Extended Warranty Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage. Travel & Emergency Assistance This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services. Travel Accident Insurance Provides accidental death and dismemberment insurance when you are traveling on a common carrier*. Rental Car Insurance Get collison coverage from your card issuer automactically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company. Online Shopping Security Not comfortable giving out your credit card number online when making a purchase? This card allows you to create a secure temporary virtual number for that online purchase in seconds.
Credit Card Highlights:
- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
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