American Express® Preferred Rewards Gold CardApply now for a safe and hassle-free experience
The American Express® Preferred Rewards Gold Card from American Express is for people who want flexible reward redemption options, based on the card members needs. This card is targeted for people who will use this card for personal use with a good to perfect credit history. The card issuer may expect to see that you have had a credit card or loan for more than three to four years. That you have also not been excessively late on a credit card or loan bill, and have no trouble of getting a moderate credit line.
Rate Information:
There is not an introductory APR or a standard APR for this card.This is common for charge cards where balances may need to be paid in full each month. Please read the disclosures regarding payment terms.
The American Express® Preferred Rewards Gold Card has an annual fee of $125 * Card Offer Incentives -
Flexible Rewards: This card will give you flexible options on ways you can redeem your rewards. Such as choosing cash back or air miles for example. Credit Card Perks: The American Express® Preferred Rewards Gold Card has additional credit card perks included* for being a card holder. These additonal card benefits normally require you to make the full purchase with the credit card. Please review the programs terms and conditions for exact details on the benefits below.
Fraud Protection
Use your card without worry. You will be protected against unauthorized purchases. Purchase Protection
This service protects eligible items purchased with this card for up to 90 days. So if it's stolen or accidently damaged your covered. Extended Warranty
Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage. Luggage Protection
This gives you coverage in the event that your luggage is lost or damaged while traveling. Just make sure to purchase your travel ticket with this card to be eligible. Travel & Emergency Assistance
This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services. Travel Accident Insurance
Provides accidental death and dismemberment insurance when you are traveling on a common carrier*. Rental Car Insurance
Get collison coverage from your card issuer automactically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company. Year End Statement
Get an annual statement, which breaks down your monthly and annual spending totals by category. Credit Card Highlights: - Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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