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  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishing purchases.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and cash rewards don’t expire as long as your account remains open.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
 0% for 15 billing cycles for qualifying balance transfers  0% for 15 billing cycles $200 Online Cash Rewards Bonus 18.24% - 28.24% Variable APR on purchases and balance transfers $0 Be the First

Newcardapply.com Applicants: This offer has been selected for NewCardApply.com applicants. You may apply for a direct offer at the site provided in your invitation or apply now for this competitive offer.

Offer Summary:
Bank of America® Customized Cash Rewards credit card from Bank of America is for people who would prefer to receive cash back for using their card. This offer is targeted for people who will use this card for personal use with an excellent or good credit history. Keeping in mind that APR's can be different from person to person, the lowest regular APR for this offer is 18.24% Variable and may be up to 28.24% Variable. Your credit score and other factors will determine this.

Rate Information:
This card offer does come with 0% introductory APR for 15 billing cycles for purchases and balance transfers.

The regular APR for this offer is variable. A Variable APR means that the interest rate may change based on the U.S. Prime Rate.

Bank of America® Customized Cash Rewards credit card has no annual fee.


Card Offer Rewards:
This is a cash back rewards card. Cash back incentives are usually rewarded as a percentage of the dollar amount purchased with the card. Most issuers give you options on how you would like to receive your cash back rewards. Normally you can choose to receive a check or use it for a credit on your account. Additionally you may be able use it to purchase a product or service in their rewards catalog.

Bonus Offer For New Applicants:
Earn $200 Online Cash Rewards Bonus after you make $1,000 in qualifying purchases within the first 90 days.

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection

Extended Warranty

Travel & Emergency Assistance

Road Side Assistance

Concierge Service

Apply Now for the Bank of America® Customized Cash Rewards credit card
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†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.

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