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Bank of America® Premium Rewards® Credit Card

  • Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
  • No limit to the points you can earn and your points don’t expire
  • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
Balance Transfer Intro. Purchases Intro. Bonus Offer Regular APR Annual Fee Reviews
N/A N/A 50,000 Bonus Points 17.24% - 24.24% Variable Balance Transfers and Purchases APR on purchases and balance transfers $95 Be the First

Offer Summary:
The Bank of America® Premium Rewards® Credit Card from Bank of America is for people who want flexible reward redemption options, based on the cardholder's needs. This offer is targeted for people who will use this card for personal use with an excellent or good credit history. Keeping in mind that APR's can be different from person to person, the lowest standard APR Balance Transfers and Purchases is 17.24% Variable and may be up to 24.24% Variable. Your credit score and other factors determine individual rates.

Rate Information:
The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. Prime Rate.

Bank of America® Premium Rewards® Credit Card has an annual fee of $95.

Card Offer Rewards:
This is a flexible rewards card.You can book travel as you normally would and redeem your points for a statement credit towards your travel purchases. Or, you can choose to redeem your points for cash back or gift cards.

Bonus Offer For New Applicants:
Earn 50,000 Bonus Points after you make $3,000 in purchases in the first 90 days.

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection

Luggage Protection

Travel Accident Insurance

Apply Now for the Bank of America® Premium Rewards® Credit Card
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*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.