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Credit Cards for
Challenged or No Credit


This section is for people who have no credit, bad credit, challenged credit or have had a recent negative entry on their credit report (delinquent accounts, bankruptcy etc.). If you have had to recently file bankruptcy making purchases on a credit card and paying on time can help re-establish your credit. You can also monitor your credit scores to watch your progress over time, this is highly recomended. The credit card deals below are tailored for people in your situation and we have selected some of the easiest instant approval credit cards for challenged credit below.


Limited to No Credit Credit Card Deal

The Only Pooled Rewards Unsecured Credit Card. A New Winner Every Month!
American DreamCard
     
 
Brand MasterCard Type Consumer Rewards OtherAnnual Fee $See Terms
American DreamCard - American DreamCard - The first and only "POOLED REWARDS™" Credit Card. - You don't need to be a big spender to win big with this credit card. - Large monthly cash jackpots! - Earn entries from everyday shopping! - Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase) - Get 1,000 entries just for applying! - More entries mean more chances to win! - Entries are good for future drawings (during a particular sweep...
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Applied Bank Credit Card Deal

Great Offer for Poor Credit - Low Annual Fee and a Low Fixed APR of 9.99%
Applied Bank® Secured Visa® Gold Card
     
 
Brand Visa Type Consumer Rewards NoneAnnual Fee $50
Applied Bank® Secured Visa® Gold Card - 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late! - CHOOSE Your Credit Limit Up To $5,000* - $0 Fraud Liability - NO Credit Requirements - NO Income Requirements - ACCEPTED at 27 Million Locations Worldwide and Online - CREDIT Bureau Reporting - *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit.
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New Millennium Bank Credit Card Deal

No Credit Check and Secured Credit Limit up to $5,000
Next Millennium Visa®
     
 
Brand Visa Type Consumer Rewards NoneAnnual Fee $59.00
Next Millennium Visa® - No credit check* - Approved regardless of credit history - Secured credit limit of up to $5000.00 - Get cash at over 740,000 ATMs - Accepted wherever Visa® is accepted
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No Credit Credit Card Deal - For Students

Attractive Offer for Students with No Credit - 0% APR for 6 Months and Earn 5% Cash Back
Discover® Student Card
     
 
Brand Discover Type Student Rewards Cash BackAnnual Fee $0
Discover® Student Card - 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more. - Unlimited cash rewards, automatically - Unlimited cash rewards, automatically - Up to 20% Cashback Bonus® when you shop online* - Double rewards with more than 100 Cashback Bonus Partners* - Customer Service in less than a minute, anytime you want
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Prepaid Credit Card Deal

Popular Prepaid Mastercard, With No Activation or Monthly Fees
Facecard prepaid MasterCard®
     
 
Brand MasterCard Type debit Rewards NoneAnnual Fee $
Facecard prepaid MasterCard® - No activation or monthly fees! - Instant and convenient access to funds (no checks!)-anyone can go to the website to set up a one time or recurring gift. - Friend-to-friend paybacks as easy as going to the website via internet or mobile phone. - Ability to use anywhere MasterCard debit cards are accepted, including ATMs. - Use it to give a gift or get a gift-no more wasted gift cards! - Safe and easy way to have funds when studying and travelling a...
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