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OpenSky® Secured Visa® Credit Card

  • Earn up to 10% cash back on everyday purchases
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast—2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with just $200—secure your credit line with a refundable deposit
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 1.6 million+ cardholders who have used OpenSky® to build better credit!
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None 24.64% (variable) $35 Be the First

Offer Summary:
OpenSky® Secured Visa® Credit Card from Capital Bank is for people who would prefer to receive cash back for using their card. This card is secured and does not issue a "standard" type of credit line. Secured credit cards normally require funding from the consumer to determine the credit line issued. If you are trying to establish or build credit, a secured card that reports to credit bureaus is a smart option.

Rate Information:
The regular APR for this offer is variable. A Variable APR means that the interest rate may change based on the U.S. Prime Rate.

OpenSky® Secured Visa® Credit Card has an annual fee of $35.


Card Offer Rewards:
This is a cash back rewards card. Cash back incentives are usually rewarded as a percentage of the dollar amount purchased with the card. Most issuers give you options on how you would like to receive your cash back rewards. Normally you can choose to receive a check or use it for a credit on your account. Additionally you may be able use it to purchase a product or service in their rewards catalog.

Card Member Extra Benefits And Perks:
Review the card application for additional card member benefits.

Apply Now for the OpenSky® Secured Visa® Credit Card
Application is secured with SSL Technology

†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.

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