US National Credit Cards


Navigation: Home > Challenged or No Credit > OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

  • New feature! Earn up to 10% cash back* on everyday purchases
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
  • *See Rewards Terms and Conditions for more information
Balance Transfer Intro. Purchases Intro Bonus Offer Regular APR Annual Fee Reviews
N/A N/A None 24.64% (variable) $35 Be the First

Offer Summary:
OpenSky® Secured Visa® Credit Card from Capital Bank is for people who would prefer to receive cash back for using their card. This card is secured and does not issue a "standard" type of credit line. Secured credit cards normally require funding from the consumer to determine the credit line issued. If you are trying to establish or build credit, a secured card that reports to credit bureaus is a smart option.

Rate Information:
The regular APR for this offer is variable. A Variable APR means that the interest rate may change based on the U.S. Prime Rate.

OpenSky® Secured Visa® Credit Card has an annual fee of $35.


Card Offer Rewards:
This is a cash back rewards card. Cash back incentives are usually rewarded as a percentage of the dollar amount purchased with the card. Most issuers give you options on how you would like to receive your cash back rewards. Normally you can choose to receive a check or use it for a credit on your account. Additionally you may be able use it to purchase a product or service in their rewards catalog.

Card Member Extra Benefits And Perks:
Review the card application for additional card member benefits.

Apply Now for the OpenSky® Secured Visa® Credit Card
Application is secured with SSL Technology

†See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.

Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which USNationalCreditCards.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). USNationalCreditCards.com does not include all credit card companies or all available credit card offers.

Editorial Disclosure: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities