Offer Summary:
The Bank of America® Premium Rewards® credit card from Bank of America is for people who want travel rewards for purchases made with this card. This offer is targeted for people who will use this card for personal use with an excellent or good credit history. Keeping in mind that APR's can be different from person to person, the lowest standard APR is 21.24% Variable and may be up to 29.24% Variable. Your credit score and other factors determine individual rates.

Rate Information:
The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. Prime Rate.

Card Offer Rewards:
This card offers travel rewards. Having a travel rewards credit card will allow you to earn points for the purchases you make. These points can usually be redeemed for travel purchases such as, flights, baggage fees, rental cars and more.

Bonus Offer For New Applicants:
Earn 60,000 Bonus Points after you make $4,000 in purchases within the first 90 days.

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection
Use your card without worry. You will be protected against fraudulent purchases.
Purchase Protection
This service protects eligible items from theft and accidental damage that are purchased with this card for up to 90 days.

Extended Warranty
Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage.
Luggage Protection
This gives you coverage in the event that your luggage is lost or damaged while traveling. Just make sure to purchase your travel ticket with this card to be eligible.
Travel & Emergency Assistance
This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services.
Trip Interruption Insurance
Get reimbursed when you're unable to make or continue your trip. Reasons include illness and the death of a family member.
Road Side Assistance
If your stuck, out of gas, or just have car trouble. This card will provide you 24-hour road side assistance.
Rental Car Insurance
Get collison coverage from your card issuer automatically when you use your card for the purchase of the rental. Just make sure that you decline the collision coverage from the rental company.
Concierge Service
Need recommendations for restaurants or entertainment? Concierge service is one call away to help you with restaurant reservations, travel arrangements, entertainment planning and more.

*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.