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Bank of America® Premium Rewards® credit card

  • Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 you spend on travel and dining purchases. Plus, earn 2 points for every $1 spent on grocery store purchases – now through 12/31/21.
  • Earn 1.5 points for every $1 you spend on all other purchases. No limit to the points you can earn and your points don't expire.
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn up to 3.5 points for every $1 spent on travel and dining purchases.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA Pre✓®/Global Entry Statement Credits of up to $100, every four years
  • No Foreign Transaction Fees
  • Low $95 annual fee
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Balance Transfer Intro. Purchases Intro. Bonus Offer Regular APR Annual Fee Reviews
N/A N/A 50,000 Bonus Points 15.99% - 22.99% Variable APR on purchases and balance transfers $95 Be the First

Offer Summary:
The Bank of America® Premium Rewards® credit card from Bank of America is for people who want travel rewards for purchases made with this card. This offer is targeted for people who will use this card for personal use with an excellent or good credit history. Keeping in mind that APR's can be different from person to person, the lowest standard APR is 15.99% Variable and may be up to 22.99% Variable. Your credit score and other factors determine individual rates.

Rate Information:
The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. Prime Rate.

Card Offer Rewards:
This card offers travel rewards. Having a travel rewards credit card will allow you to earn points for the purchases you make. These points can usually be redeemed for travel purchases such as, flights, baggage fees, rental cars and more.

Bonus Offer For New Applicants:
Earn 50,000 Bonus Points after you make $3,000 in purchases within the first 90 days.

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection

Luggage Protection

Travel Accident Insurance

Apply Now for the Bank of America® Premium Rewards® credit card
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*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.