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Bank of America® Premium Rewards® credit card

  • Low $95 annual fee.
  • Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87 - 2.62 points on all other purchases, for every $1 you spend.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
  • Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
  • No foreign transaction fees.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Balance Transfer Intro. Purchases Intro. Bonus Offer Regular APR Annual Fee Reviews
N/A N/A 60,000 Bonus Points 21.24% - 29.24% Variable APR on purchases and balance transfers $95 Be the First

Offer Summary:
The Bank of America® Premium Rewards® credit card from Bank of America is for people who want travel rewards for purchases made with this card. This offer is targeted for people who will use this card for personal use with an excellent or good credit history. Keeping in mind that APR's can be different from person to person, the lowest standard APR is 21.24% Variable and may be up to 29.24% Variable. Your credit score and other factors determine individual rates.

Rate Information:
The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. Prime Rate.

Card Offer Rewards:
This card offers travel rewards. Having a travel rewards credit card will allow you to earn points for the purchases you make. These points can usually be redeemed for travel purchases such as, flights, baggage fees, rental cars and more.

Bonus Offer For New Applicants:
Earn 60,000 Bonus Points after you make $4,000 in purchases within the first 90 days.

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection

Purchase Protection

Extended Warranty

Luggage Protection

Travel & Emergency Assistance

Trip Interruption Insurance

Road Side Assistance

Rental Car Insurance

Concierge Service

Apply Now for the Bank of America® Premium Rewards® credit card
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*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.