Offer Summary:
The Bank of America® Cash Rewards credit card from Bank of America is for people who would prefer to earn cash back for using their card for purchases. This offer is targeted for people who will use this card for personal use with an excellent or good credit history. Keeping in mind that APR's can be different from person to person, the lowest standard APR is 19.24% Variable and may be up to 29.24% Variable. Your credit score and other factors determine individual rates.

Rate Information:
This card offer does come with 0% introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days.

The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. Prime Rate.

Card Offer Rewards:
This is a cash back rewards card. Cash back incentives are usually rewarded as a percentage of the dollar amount purchased with the card. Most issuers give you options on how you would like to receive your cash back rewards. Normally you can choose to receive a check or use it for a credit on your account, however other options may be available.

Bonus Offer For New Applicants:
Earn $200 Online Cash Rewards Bonus after you make at least $1,000 in purchases within the first 90 days.

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Fraud Protection
Use your card without worry. You will be protected against fraudulent purchases.
Extended Warranty
Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage.
Travel & Emergency Assistance
This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services.
Road Side Assistance
If your stuck, out of gas, or just have car trouble. This card will provide you 24-hour road side assistance.
Concierge Service
Need recommendations for restaurants or entertainment? Concierge service is one call away to help you with restaurant reservations, travel arrangements, entertainment planning and more.

*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.