Bank of America® Customized Cash Rewards credit card
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishing purchases.
If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
No annual fee and cash rewards don’t expire as long as your account remains open.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Balance Transfer Intro.
0% for 15 billing cycles for qualifying balance transfers
0% for 15 billing cycles
$200 Online Cash Rewards Bonus
18.24% - 28.24% Variable APR on purchases and balance transfers
Offer Summary: The Bank of America® Cash Rewards credit card from Bank of America is for people who would prefer to earn cash back for using their card for purchases. This offer is targeted for people who will use this card for personal use with an excellent or good credit history. Keeping in mind that APR's can be different from person to person, the lowest standard APR is 18.24% Variable and may be up to 28.24% Variable. Your credit score and other factors determine individual rates.
This card offer does come with 0% introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days.
The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. Prime Rate.
Card Offer Rewards: This is a cash back rewards card. Cash back incentives are usually rewarded as a percentage of the dollar amount purchased with the card. Most issuers give you options on how you would like to receive your cash back rewards. Normally you can choose to receive a check or use it for a credit on your account, however other options may be available.
Bonus Offer For New Applicants: Earn $200 Online Cash Rewards Bonus after you make at least $1,000 in purchases within the first 90 days.
Card Member Extra Benefits And Perks: Please review the terms of this offer for the benefits below.
Fraud Protection Use your card without worry. You will be protected against fraudulent purchases. Extended Warranty Make a purchase in full with your card and be eligible for an extended warranty on that purchase. You normally get up to one year of extended warranty coverage. Travel & Emergency Assistance This assistance can include* legal, medical, lost luggage, lost ticket, prescription and a variety of other services. Road Side Assistance If your stuck, out of gas, or just have car trouble. This card will provide you 24-hour road side assistance. Concierge Service Need recommendations for restaurants or entertainment? Concierge service is one call away to help you with restaurant reservations, travel arrangements, entertainment planning and more.
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*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information.
However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.