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Bank of America® Unlimited Cash Rewards credit card

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don’t expire.
  • New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.99% - 26.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Balance Transfer Intro. Purchases Intro. Bonus Offer Regular APR Annual Fee Reviews
 0% for 18 billing cycles  0% for 18 billing cycles $200 Online Cash Rewards Bonus 16.99% - 26.99% Variable APR on purchases and balance transfers $0 Be the First

Offer Summary:
The Bank of America® Unlimited Cash Rewards credit card from Bank of America is for people who would prefer to earn cash back for using their card for purchases. This offer is targeted for people who will use this card for personal use with an excellent or good credit history. Keeping in mind that APR's can be different from person to person, the lowest standard APR is 16.99% Variable and may be up to 26.99% Variable. Your credit score and other factors determine individual rates.

Rate Information:
This card offer does come with 0% introductory APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days.

The regular APR for this offer is variable. A Variable(V) APR means that the interest rate may change based on the U.S. Prime Rate.

Card Offer Rewards:
This is a cash back rewards card. Cash back incentives are usually rewarded as a percentage of the dollar amount purchased with the card. Most issuers give you options on how you would like to receive your cash back rewards. Normally you can choose to receive a check or use it for a credit on your account, however other options may be available.

Bonus Offer For New Applicants:
Earn $200 Online Cash Rewards Bonus after you make $1,000 in purchases within the first 90 days.

Card Member Extra Benefits And Perks:
Please review the terms of this offer for the benefits below.

Extended Warranty

Travel & Emergency Assistance

Road Side Assistance

Concierge Service

Apply Now for the Bank of America® Unlimited Cash Rewards credit card
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*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.